Travel Insurance for Africa Adventures

While not legally mandatory, travel insurance is highly recommended and often required by tour operators for adventure activities like Kilimanjaro climbs. Medical treatment in Africa can be expensive, and medical evacuation can cost $50,000-$100,000+. We require all clients to have comprehensive travel insurance for Kilimanjaro climbs and safaris.

Essential coverage includes: 1) Medical expenses (minimum $500,000), 2) Medical evacuation/repatriation (minimum $1,000,000), 3) Trip cancellation/interruption, 4) Baggage loss/theft, 5) Adventure activities coverage (climbing, safari), 6) 24/7 emergency assistance, 7) Coverage for pre-existing conditions if applicable. Ensure your policy covers high-altitude trekking (up to 6,000m) if climbing Kilimanjaro.

Most standard travel insurance policies exclude high-altitude trekking above 3,000-4,000m. Kilimanjaro (5,895m) requires specialized adventure travel insurance. We recommend providers like World Nomads, Allianz Global Assistance, or Ripcord that specifically cover high-altitude trekking. Always disclose your planned activities when purchasing insurance.

Purchase insurance as soon as you book your trip. This ensures coverage for trip cancellation from the start. Many policies require purchase within 14-21 days of initial deposit to qualify for pre-existing condition waivers and cancellation coverage. For Kilimanjaro, purchase at least 60 days before departure to allow time for any medical screenings if required.

Disclose all pre-existing medical conditions including heart conditions, respiratory issues, diabetes, high blood pressure, and any recent surgeries. Failure to disclose can void your coverage. Some insurers offer waivers for pre-existing conditions if purchased within a specific timeframe. For Kilimanjaro, you may need a doctor's certificate confirming fitness for high-altitude trekking.

1) Contact the 24/7 emergency assistance number immediately for medical issues. 2) For theft or loss, file a police report within 24 hours. 3) Keep all receipts and documentation. 4) Notify your tour guide/operator. 5) Contact your insurance provider as soon as possible. We assist all our clients with insurance claims and provide necessary documentation from our side.